How to invest wisely in 2022?

Here is all you need to know about planning your investments by our expert Matteo Allevi, Private Wealth Manager at Südtirol Bank.

After more than 10 years as a Financial Advisor, I have a feeling that 2022 will be the most challenging year for investors.

Equity indices still near all-time highs, central banks gone hawkish after two decades of ultra-accommodating policies and the aftermath of the pandemic in the form of supply chain disruptions and inflation that remains persistently high will make it particularly difficult to allocate capital this year. Add to this the geopolitical tensions in Eastern Europe and the picture becomes even more complicated.

I fear that sticking to past recipes, even though they’ve been successful, may prove to be the wrong choice. Equities and bonds alone will no longer be sufficient to maintain purchasing power and, above all, to achieve a positive return on investment at the end of the year.

Investors will have to leave their comfort zone and turn their attention to asset classes that have probably never been part of their investment strategies up to now. Real estate, commodities and, above all, precious metals will have to play an important role. Obviously with the help of a trusted advisor who can accompany them all the way.